Unsuspecting young people and moneybags.


Money donkeys give their account to cyberfraudsters.

#moneyasels #cyberfraudsters #digitalcrime

Since the coronapandemic, the number of digital offences has increased again. According to the Prosecutor's Office, the number of reports increased by 127% since 2020. In this article, it is about moneyasels and the serious consequences. As these are unsuspecting young people in the age range between 18 and 25 years old, I feel responsible to respond to the serious warnings that have been thrown back on the air since today.. Both the police and several newspapers are warned of cyber fraud or digital crime. Cyber fraudsters are targeting young people who are sensitive to making money quickly and easily. And the most annoying thing is, they are then accused of fraud and can get a criminal record.

What is a money-ass?


A moneydezel is someone who has his or her bank account misused for criminal activities. The money scrambles, whether consciously or not, fraudulently obtained money to criminals. For example, money donkeys are used for friends-in-emergency fraud. A moneyman accepts that money is transferred to his bank account and that it is withdrawn in cash, for example by withdrawing and issuing it, or by lending his debit card and PIN code. He often does this against payment/withholding a small part of the amount passed. By running money transactions through third parties, the real fraudsters remain out of control.

A criminal (or criminal organization) uses the money diversion to anonymously withdraw money indirectly from a bank account that the criminal has unlawfully disposed of to transfer money (but not to withdraw cash directly), or, for example, hems someone by to sell but not to deliver, thereby allowing the buyer to transfer money to the account of the moneydonkey. The money (who sometimes even when lending his debit card and PIN code does not think to be at risk because there is no balance on the account, which means that no more can be withdrawn than was previously transferred to it) is therefore liable for the money transferred, for example as undue payment. If he should have understood that he was helping a criminal, he's also punishable.. However, a naive moneyass can also be regarded as a victim, because they often do not realize that they are doing something criminal. It is always inexperienced people who are keen on a quick and attractive side merit.

Work peels are punishable and the chance to catch is 100%.

In the event of Internet fraud, the theft of small to very large sums can take place within the time frame of several tens of minutes to a part of the day. In most cases, the money is only confronted with the consequences of the scam when he or she is involved in an investigation. Money donkeys are usually prosecuted for complicity in the scams. The probability of catchy is usually almost 100%, since the bank account is registered. Money donkeys often do not see the consequences, but can just get a criminal record and become on a fraud list. Applying for a mortgage then becomes difficult and in severe cases even a prison sentence of up to four years can be imposed.

In the Volkskrant of Thursday, 8 April 2021 some examples are mentioned:

A girl met with a boy on a terrace through Snapchat to have a drink. The boy then told her that his father's birthday was. He had to get a big gift, but his debit card didn't work. She agreed because he was gonna wire the money first, so she thought he couldn't steal it. It was an amount of €800. She thought it was a lot at first, but the father in question was 50 years old. When she wanted to pin the amount a day later, her bank account turned out to be blocked. Only when the parents called the bank, fell the quarter. The boy had used her account number to commit friends-in-distress fraud. A form of scam via WhatsApp, where users think they're getting a message from a friend or family member in need and quickly transfer money. In this case, two victims transferred the money to her bank account. If her bank hadn't intervened, she would have unsuspectingly pinned the money to hand it over to the perpetrator later.

Another example. A 19-year-old boy was approached by a football friend if he wanted to earn €200 in exchange for his debit card and PIN code. “My scooter had just been repaired, so I could use the money right,” said the boy. That his bank account was being used for cyber fraud didn't come to his mind. It had to do with the Toto. 'That can't hurt, 'thought the boy. A week later, he gets a call out of bed in prison saying that he has committed fraud. Through his account was phishing €1,500 stolen. The victim had immediately reported and the boy had to pay for the damage.

Ex-Geldezels have a lot of stress and shame.

Ex-Geldezels felt tremendously stupid and are often full of embarrassment about the fact that they have just been garnished. Yet it is true that it can happen to anyone. About 47% of young people do not know what a moneyass is and have never heard of it. I would say that education needs to be provided in schools and other important youth groups. Because when young people become aware of the dangers it becomes more difficult to recruit them by digital criminals or cyberfraudsters.

What can do yourself?

*Leen nooit je pas en je pincode uit Je bankrekening en pincode zijn van jou!

*Het is aan jou om er verstandig mee om te gaan!

*Leen ze dus nooit uit. Not even if you know someone well!

*Reageer niet op rare e-mails!

Sometimes criminals try to find out your data via email. Then it looks like the mail comes from your bank and they ask for your login or security information. Banks never ask for this information. Not on the phone, not in an email or text message, nor in a letter.


Sources: WikiPedia en Volkskrant, 8 Aprill 2021/Anna de Haas.

Free writing: Janne Marthies.

Illustrations: Bureau Jeugd @ Media/SNS bank en #pixabay