“Why do we always have money shortage at the end of the month? This question I asked myself regularly. And I won't be the only one in this. Do you regularly ask yourself why you are short of money at the end of the month? Then it's high time to see what you can do about it.”

Money shortage, you are not alone

Admitting to myself and the outside world that we as a family were always short of money at the end of the month is not easy, but anonymously I dare to do this because I have become aware that I and my family are not the only ones in the world who have to spend every penny at the end of the month. turn around to get by.

In the meantime, we are already several months after we realized that something had to be done about our financial situation. Every month, turn over every penny of our money to pay the last bills. We are far from here, but we are on the right track. Corona is also helping us to do this by closing down hotels and restaurants and imposing measures, facilitating saving and finally taking the time to get our finances in order.

I was a shopaholic who liked

outside the door a snack ate

We and especially I was until a few months ago quite a big shopaholic and liked to eat outside the door. I love a luxury life, but had to learn to say “no” to this behavior, Corona was my driving angel in this case. No matter how much trouble it brings, I also look at the positive aspects it brings to me and my family. Shopping I could enjoy it so much, strolling through the shopping street for hours to finally come home and show my latest acquisitions to my family. Not only did I buy stuff for myself, but I always brought something for my family. Did they need it? No, but it was on offer or it was too much fun to hang. Action I could never walk past without going in and buying something. From handicrafts for the children to nonsensical frills that lay on the pile with the rest of the frills. Sometimes it wasn't about the stuff anymore, but more about having bought something. It made me very happy for a while, but this feeling disappeared even faster than it was born. I knew I shouldn't, but the urge to shop was too great. It was an addiction, I admit it. Fortunately, my addiction was not yet at such an advanced stage that I was aware of the fixed charges that had to be paid and I did not fall into debt for myself and my family because of my buying behaviour.

“A heavier variant of my addiction falls under the term oniomania, but is not so often used in popularly. More recognizable synonyms are buying, buying disease, buying disease, shopaholism, buying addiction or the English term compulsive buying disorder.”

Corona gave me the insight that I didn't necessarily need new stuff, or had to buy something to be happy. Now that we work with the whole family at home, I really realize what makes me happy, and that's my family. Stuff is side matter. Due to Corona, restaurants and restaurants are closed, so eating out is saved. The government also asked to go outside only when it is really necessary to prevent further spread of Corona. And we adhere to these rules, too. Instead of going shopping, I decided to change my life and save more money and save. Our first savings goal is to pay off the mortgage in order to gain more financial freedom in the future and less fixed charges.