After passing your driving test, the next big thing you should think of is getting car insurance. It doesn’t matter whether you are a new driver or have been on the road for many years, getting car insurance is essential. Many car insurance companies charge new drivers higher rates because inexperienced or young drivers are more prone to accidents.

The law requires you to have car insurance whether you own or drive a car. If you are found driving a car without insurance, you can be fined heavily or face court charges. That is why it is essential to have car insurance. I will help you pick the cheapest car insurance for a new driver. The following are the types of car insurance for new drivers.

The following are the types of car insurance for new drivers.

1. Fully Comprehensive

If you are a new driver, there are different types of car insurance you can choose and the fully comprehensive is among them. this is a type of car insurance of the highest level, and it provides more protection. This insurance covers theft, fire, third party, and other car damages. While it is a comprehensive cover, it is cheaper compared to third-party insurance. This is because it is the most common, and preferred by many drivers.

2. Third-Party Insurance

This is the minimum type of car insurance that you need to be on the road legally. The insurance covers compensation costs for injuries or damages you cause to other vehicles. However, third-party insurance doesn’t cover the cost of damaging your car.

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