Geico is one of the largest insurers in the country, but it does not actually offer its own home insurance. Instead, the company works with third-party insurers.

Customers do not know which company the home insurance comes from until they ask for a quote - which can lead to a complicated customer experience. However, customers who already have Geico car insurance can get a discount on their car insurance.


Geico home insurance

While Geico is best known for its car insurance, it also offers its customers the opportunity to purchase home insurance through its website and agents. However, Geico acts as a broker and refers customers to other home insurers through the Geico Insurance Agency.

This means that a home insurance policy taken out with Geico is in fact from another company. If you have already taken out car insurance with Geico, you can get a discount on car insurance when you take out home insurance. However, Geico does not allow you to choose the insurer you are matched with. And once you have taken out your policy, you have to work directly with the third-party provider to manage your policy and file a claim - so bundling offers you few benefits.

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