Tips to get through the holidays without financial hangover...
Yes... it's almost there... parties, presents, cozy Christmas markets, family visits, luxurious dinners with friends and of course also popping corks during old and new... Although... in 2020, this may not really apply, but you get my point. These are just a few of the many “obligations” you are confronted with every day from now on. All fun of course in a consumer society where the luxurious and hip lifestyle is praised with a lot of allure. Less fun for the people who don't fit in this picture and can't afford this luxury.
I admit, it's not always easy BUT...
How do you resist the temptation not to buy things that are beyond your budget?