What does the cost of insurance consist of
The Netherlands has 3 different types of insurance. These are: national insurance, employee insurance and private insurance. The first two were conceived by the government. For these insurance, all people are insured without doing anything for this. You don't have to take out these insurance yourself. Private insurance is taken out by man himself and everyone pays different premiums for this. #verzekering #zorgverzekering #volksverzekering #kostprijs
Private insurance
Private insurance is insurance that you take out yourself. Some are mandatory (car insurance and health insurance). Others you can close because you want the dangers or other events #financieel wants to cover. If something goes wrong (fire, flood) and the insurance comes in, the insurer pays a benefit that allows you to buy new items or renovate your house (for example in the event of a fire) or to cover the costs in the care sector.The build-up of the cost of insurance
The cost of private insurance consists of the following 3 components:
- The premium
- Cost of policy or collection costs
- The insurance tax
On the #assurantiebelasting the insurer itself has no grip. It is determined by the government. The remaining 2 components are determined by the insurer, with the premium being the main one. The premium consists of many components to cover the costs and ultimately make a profit.
