What actually happened?
Intro
As promised, I would tell you first, so it is now that I have to pay off an awful lot. It took a while, but in this post, I hope everything will be clear to you.!
Working and not working.
It all started when I was just 18 years old, I got bills that I had to pay just like everyone who turns 18. Unfortunately, for me, working was something that didn't always go well, then I had a job and then didn't. When I had a job, everything went well, I could pay for everything and it was fine, at times when I didn't have a job, it went wrong, I didn't pay me bills because no income came in.
The first step I took?
The first thing I did is turn red on my bank account, this started with 500 euros being able to be in the minus, I paid my bills with this so that I wouldn't fall behind. This should and should also be the only reason I could stand in red. In the meantime, I went hard to find a job so I could do everything myself. For me, this didn't go fast enough. Because I wanted to buy things for myself like I always did and yes, I got further and further in the minus. When I had reached the amount of 500 euros, I chose to make it 1000 euros and still I went on to buy things. In the meantime, I had a job again, but didn't deserve enough here to work out the 1000 euro and pay bills.
I became familiar with klarna afterpayment.
At the moment I came across klarna thought yes this must have I ordered and ordered without actually thinking that I just had to go back within a certain time, so here too I was behind.
The quarter fell and I have to do something about it.!
Mom and dad wanted to check out my account how I did it all whether I paid everything neatly or not. Hun didn't know at that time that I had made it so big of a problem. When they saw this, we had a really long conversation, they weren't angry, but something definitely had to change, I agreed and now still that's how I started paying off things.
Concluding.
As I mentioned in my previous blog, I would like to share this with you how I do everything I have to pay and what has already been paid. So my next blog will also be an overview of what it is still. I hope it is so a little clear and that there are people who also have or had this know that they are not alone.
Love Romy
#thewholestory
#wrong
#learnfromyourfauts
#itsevergoingtobeokay
Sharing = earning
1,000,000 views = € 1,000
100,000 views = € 100
10,000 views = € 10
1,000 views = € 1
500 views = € 0.50
250 views = € 0.25
100 views = € 0.10
50 views = € 0.05
25 views = € 0.025
10 views = € 0.01
And much more
- Comments (45)
- Recommended
- Milestones
Babita de Boer
3 years ago
I'm really curious about your next post. I was in the same situation as you. Klarna is a bitchy XD
1
nilson
3 years ago
a life lesson that unfortunately you have to live to think about how to handle expenses and spend your savings on what is necessary
1
Dewaputra
3 years ago
With all the possibilities of red,standing, credit and post-payment, you are indeed building up a big debt unnoticed and before you know it you will be in deep trouble. There should be better information to avoid misery.
1
Live_love_laugh
3 years ago
It's not always easy, for everyone, I understand. it helps to write down your income and expenses
1
Rudy Siedlecki 🌳
3 years ago
The banks charge high interest in borrowing your money and are currently not giving interest on your savings. It's not charities. And if they get into trouble, then the taxpayer must match them up as in 2008.
Alberto
3 years ago
Eh, from personal experience, I tell you to be careful with such things, a lot of times you can get into a lot of debt.
Zeljka
3 years ago
Looking forward to your next post where you will explain a bit more. Money- it never comes easy, but just keep on trying and something does work out in the end.
Daniel
3 years ago
After turning 18, I decided to write everything down in one kind of agenda. It's very useful so you can keep track of it better.
Alfred
3 years ago
In general, it is never easy to generate income, but to keep a better record of everything you can write it down in a notebook
Carmen Vidal
3 years ago
Hello, I congratulate you sharing your experience with others, it is a help for other young people. When you're young, you're irreverent, but the important thing is that in the end we reflect and do the right thing.
Leo 1
3 years ago
A very argument. What I can't imagine is buying stuff when you know you shouldn't actually. In other words: do you have a buy addiction? Because this is still happening today, especially among young people.
devian
3 years ago
Go bills and more bills sometimes I think we're slaves to debts when we mismanage money
Juli.carmen
3 years ago
It's not easy what you're living through, but I think there are other ways to move forward and be able to keep up with your payments without getting into so much trouble.
Ingeborgenzwerm
3 years ago
Wanted a very nice evening. What an admiration I have for your openness and being honest about such a sensitive matter.
Franco Mendoza Photo
3 years ago
Being an adult is not easy, not only parents but education itself in schools should teach them how to manage their budgets and find alternative income while preparing for life itself
Gustavo Perez
3 years ago
A good way is to maintain control of our economy in what we pay, what we need, and what is sometimes not so necessary for us.
Vlindertje73
3 years ago
Yes, I regularly make an overview of my expenses. I even made an overview per week in Excel, with formulas, so I see exactly what I spend how much on. I have divided this into household, dog/cat/ care/ home/garden and groceries and clothing.
GMVDMinimalism
3 years ago
Good thing you're open about it, I run a social institution and without asking for help and being open no one can help you. Good luck!
Carolina.kat
3 years ago
Running finances is a fun thing for me, although at first overwhelming, but after a while you get used to it and it helps to see where your money is running away.
enigma
3 years ago
You must build up debts a little unnoticed. You always think that a windfall will come your way. Not spending what you don't have yet is the message.
Marc
3 years ago
My lessons in all the years that have passed is that it is finally much better to save long for those things or things that you really need. Everything else is purely wasted and really not necessary.
naf1971naf
3 years ago
as you put everything in the right place it should go, you can have control and mastery of what you can do and what you can't do
Encaustichris
3 years ago
How incredibly tough that you write about it so openly! I'm sure you're not the only one who happens this, and you're helping people with it. Doing well!
Here are your recommended items...
Here are your milestones...
